Finance

Drive the car you’ve always dreamt of with Targa Florio Cars. Our finance packages are designed to make your dream car an affordable reality.

To break the cost down into monthly payments we work to your budget in the creation of bespoke finance packages. By working with a large panel of lenders, we can secure competitive packages to ensure you benefit from a cost-effective plan.

Bespoke finance packages enable you to buy a car over monthly instalments, they all involve a deposit followed by monthly payments and some may include a balloon payment at the end should you require. There are three options to choose from: Personal Contract Purchase, Hire Purchase and Lease Purchase.

​Personal Contract Purchase (PCP)

Our most popular option: a future value of your car will be calculated, and guaranteed, by the finance lender based on annual mileage and length of agreement. At the end of the finance agreement you have the option to buy the car by paying this final payment (balloon payment) or to hand it back to the finance lender. That said, most of our clients choose to use any equity in the vehicle as a deposit against their next purchase from us. The great thing is that you do not have to wait until the end of the agreement to do this; you can change at any time!

Enjoy lower monthly payments with this option, and the flexibility to decide what’s best for you at a later date.

Hire Purchase (HP)

Become the proud owner of your chosen car through the convenience of monthly instalments over a choice of timeframes. We will discuss over how long you would like to spread the cost and create a finance package with affordable payments until the end of the contract, when the car is yours.